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Map of the United States with highlights on the following served areas: Alabama, Florida, Georgia, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas
Areas Served
North Carolina
South Carolina
Office Locations 2000 Zearing Ave. NW, Albuquerque, NM 87104
Contact Email [email protected]

At DreamSpring, we believe human potential is unleashed when all people have the opportunity to shape their own future. We exist to break down systemic barriers that inhibit that reality. In everything we do, we strive to exist at the intersection of compassion and capitalism.

DreamSpring is an award-winning nonprofit Community Development Financial Institution (CDFI) with a mission to increase access to business credit and provide loans to enable underserved entrepreneurs to realize their dreams. Founded in 1994 in Albuquerque, New Mexico, our work has grown to support entrepreneurs across the country. We serve people who build businesses that strengthen communities.


Lending Focus

We provide rapid access to capital to the most vulnerable small business owners, focusing on communities including people of color, women, low- to moderate-income earners, people with disabilities, and start-ups. (with an alternate minimum loan amounts for Georgia of $3k+)

Loans At A Glance

Loan Amounts Provided

$1,000 – $2,000,000

Eligibility Criteria

  • You should be over the age of 18.
  • You need to have a Social Security Number (SSN) OR an Individual Tax Identification Number (ITIN).
  • You are requesting funds for a small business. We do not offer personal loans.
  • Minimum FICO: 600


  • 5-10% origination fee

Loan Types

Client Success Story

“DreamSpring protected what I have worked for and earned through blood, sweat, and tears,” shares James Junes, founder of James Junes Productions. “They gave me an indescribable feeling that has nothing to do with the tangible and everything to do with spirit. The name DreamSpring says it all.”