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Map of the United States with highlights on the following served areas: Georgia
Areas Served
Office Locations 504 Fair St SW, Atlanta, GA 30313 3173 Hwy 129 North, Cleveland, GA 30528 10 College Street NW, Norcross, GA 30071
Contact Email [email protected]

ACE is a Georgia based nonprofit lender that provides capital, coaching, and connections to underserved people and places, with a focus on diverse entrepreneurs. ACE serves those who are typically not financed fully by traditional lenders by helping them create and grow sustainable businesses that generate jobs in their communities. In addition to offering both small business and commercial loans, they run the Women’s Business Center (WBC) for metro Atlanta, as well as a location on Savannah State University’s campus.  Through the WBCs, and the Business Advisory Service program, ACE clients have special access to an online business training program called Initiate, as well as other educational and technical business support services.

Lending Focus

ACE primarily serves small to mid-size companies led by persons of color, women and low to moderate income individuals. ACE’s vision is to decrease the gender and racial wealth gaps, particularly for African American and Latinx communities.

Loans At A Glance

Loan Amounts Provided

$15,000 to $1,000,000

Eligibility Criteria

  • Requires two years in business
  • Personal guarantees of key owners required
  • Minimum credit score: 600


  • $50 loan application fee
  • 1.25-2% origination fee

Loan Types

  • Small business and real estate term loans up to 72 months, depending on the loan amount

Client Success Story

“I wish I had found ACE sooner,” Amanda Thompson Wright, owner of CrossFit Lanier says. “It was refreshing to work with a team who respected me as a person and business owner and who I could count on.”

Read more about Amanda’s story here.